Payment Options offers several payment options to meet your needs:

Pay by Credit Card

  • We accept all major credit cards: Visa, Mastercard, American Express and Discover.
  • Enter credit card and billing information once prompted during checkout process.
  • does not save credit card information. For more details please view our Privacy Policy.

Finance your order with Affirm financing makes jewelry affordable

  • Make easy monthly payments up to 36 months, with rates as low as 0% APR!
  • For example, if you made a $1,000 purchase, you might pay $88/mo over 12 months at 10% APR. A down payment may be required.
  • Affirm financing is available for US customers only and may not be available in every state. Please see Affirm documentation for more information.
  • Please visit Affirm to pre-qualify or contact Affirm directly at 855-423-3729.

Pay in 4 Interest-Free Installments with Choose Afterpay at Charles & Colvard

  • Shop Now. Enjoy Now. Pay Later!
  • Pay every two weeks with 0% interest plus no fees when you pay on time
  • Choose Afterpay during checkout
  • Afterpay is available on most product purchases up to $1,000, including taxes and shipping. You must be over 18, a resident of the US, and meet additional eligibility criteria to qualify. Afterpay is only available for checkouts in USA markets at this time.

International Customers:

  • International orders are just as easy, just select checkout and you will be presented with applicable payment options for your country. does not accept checks, money orders, cash or multiple credit cards on a single purchase.